In most companies, your largest investment is your staff. At First State Employee Benefits, we work with you to provide an employee benefits package that is right for your company's budget, attractive, and valued by your existing and future employees. In our consultative approach, we take the time to listen and understand how our services can best be tailored to fit the needs of your ever-changing company. First State Employee Benefits can become the benefits process partner you have been looking for when it comes to enrollment and eligibility management, billing and financial reporting services, and even COBRA administration. We strive to provide a flexible, configurable, and streamlined approach to your complex benefits enrollment needs.

No two people are alike, so no single set of benefits can meet everyone's needs. First State Employee Benefits has developed a program that is flexible, customized to your unique benefits needs, and makes it easy for HR and employees to update coverage whether at work or home. First State is also proud to be an official Zywave partner.

First State Employee Benefits offers a wide range of products for both large and small companies. We offer a full line of fully insured products including: 

  • Medical
  • Dental
  • Vision
  • Long Term Disability
  • Short Term Disability
  • Life and AD&D
  • Voluntary Products (Life, Accident, Cancer, Critical Illness)

For larger companies we offer both brokerage and consultative services for fully insured and ASO (Administrative Service Only) for Medical Dental and Vision.

Orma Smith and Jay Mays have over 35 years of experience in the industry. Jay and Orma currently serve clients in 12 different states which range in size from 2-900.

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