Merchant Services

Giving your customers the option to pay with their Debit or Credit card is a service that First State provides. This payment method is now the #1 method of payment in the United States. First State can provide you with competitive pricing, necessary equipment and personal service. We are proud of our partnership with BancCard for merchant service processing. Together, we offer products and services to:

  • Retail, Medical, Restaurant and Lodging Organizations
  • Mail Order and Telephone Order Organizations
  • Business-To-Business
  • Home Based Businesses
  • eCommerce Businesses

First State knows that retail business owners and managers need a trusted partner to support a fluid process of accepting debit and credit card payments. We provide the latest technology and support services for VISA, MASTERCARD, DISCOVER, AMEX, Diners Club, and JCB.

First State and BancCard also provide on-site setup and staff training.

Any of our Business Banking associates would be happy to discuss options with you. We can even provide a demonstration of how the process works - right in your office. Call us toll free at 877-910-0173 or email us today!


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"Discovery Park of America opened on November 1, 2013. Throughout the construction phase and during the first year of operations, our banking relationship with First State Bank has been very important. We have received excellent customer service from the local bank in Union City on a continual basis. I can think of at least two occasions when the service exceeded expectations. Shortly after we opened we ran out of cash on a Saturday when the bank was closed. Our CFO contacted Jim Bondurant, who managed to get the needed cash within a few hours. The second time that the bank exceeded our expectations occurred when we were struggling with on-line ticket sales. Again, it was Jim Bondurant who recommended that we talk with the bank's credit card vendor, BancCard, (for Merchant Services) and within a few weeks, we were selling tickets on-line.

... We appreciate the bank's commitment to this community by supporting Discovery Park. We have a fantastic relationship with First State Bank, and hope that continues into the future."

Jim Rippy, CEO
Discovery Park of America, Union City, TN